As a member of our cooperative, you can also opt to buy profit shares and benefit from your cooperative's business. Tradeka's profit shares are intended as a stable, long-term investment for members of the cooperative. They are also suitable for regular savings. The return target for year 2026 is 4.75%

Stable annual returns – the return target is 4.75%

The Tradeka cooperative's €18 million profit share offering is underway. The price of a single profit share is €100, and the maximum subscription amount is €50,000. The subscription period will continue until the issued profit shares have been subscribed, unless the offering is suspended before that.

Tradeka's profit shares are intended as a stable, long-term investment for members of the cooperative. The return target is set annually. The return target has been paid in previous years. Return target confirmed by the Board for 2026 is 4,75%. Please note that the historical performance of the profit share is not a guarantee of future results.

Tradeka profit shares can be subscribed by Tradeka individual members aged 18 or over and corporate members. If you are not a member, you can join as a member on Oma Tradeka. When you join, you pay a one-time membership fee of €33.64. As a member, you can subscribe for profit shares and also enjoy a wide range of member benefits.

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Profit share in a nutshell

The price of a single profit share is €100.
One member may subscribe for 1–500 profit shares, i.e. €100–50,000, taking into account the profit shares subscribed for in previous years.
Subscribtions can be made all at once or in batches. The minimum investment is €100.
The profit share is also suitable for monthly savings.
The return is paid annually in June.
The return payable may differ from the expected return or may not be payable at all.
A profit share is not a deposit and is not protected by the deposit guarantee.
Investing involves the risk of losing some or all of the money invested.
The Representative decides afterwards on the interest payable for each calendar year.

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Profit share documents

Before making a subscription, it is important that you carefully read the following documents. Annual reports also available in English, others documents only in Finnish.

Profit Share prospectus 2024
Profit Share prospectus 2020
Decisions concerning the Board of Directors' profit share for 2020
Annual reports

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Return target paid in previous years

The return target is set annually. The return target has been paid in previous years. Return target confirmed by the Board for 2026 is 4,75%. Please note that the historical performance of the profit share is not a guarantee of future results.

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Instructions for subscribing to investment shares

Tradeka investment shares can be subscribed by Tradeka individual members aged 18 or over and corporate members.

Individual members submit their subscription applications via Tradeka's electronic member portal, Oma Tradeka. The portal can also be used to manage your own profit shares.
You log in to Oma Tradeka using your online banking credentials. When submitting a subscription application, the member transfers the amount of money required for the subscription of profit shares to Tradeka. The subscription is binding and cannot be canceled.
If you are a Tradeka member but have not activated Oma Tradeka, create your login details in Oma Tradeka.
If you are not a member of Tradeka but would like to register for profit shares, join as a member via Oma Tradeka.
Corporate members submit subscription applications to Tradeka's member service by email jasenpalvelutradeka.fi (jasenpalvelu[at]tradeka[dot]fi)

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Termination of profit sharing

The profit share can be terminated at any time. In accordance with the Cooperatives Act, the capital of a terminated profit share will be refunded at the end of the calendar year following the year of termination.

Profit will also be paid on the profit share for the period between the termination date and the refund of the profit share capital.
You can dispose of your Profit Shares by terminating them. If you terminate your Profit Shares on 2026, capital will be repaid on December 31, 2027. The return will also be paid for the years 2026 and 2027.

Invest in the future

When you invest in profit shares, you are investing in the cooperative's equity capital. Tradeka is a responsible owner and operator that requires both its own companies and its investment activities to comply with the principles of responsibility. This ensures that the interest income from profit shares is also on a sustainable basis.

To ensure responsible investment practices, Osuuskunta Tradeka is committed to complying with the UN Principles for Responsible Investment in its investment activities. Tradeka-sijoitus applies environmental (E), social (S) and governance (G) aspects to its ownership policies, investment analyses and investment decisions, in both direct investments and in its cooperation with asset managers.

Profit Shares